Hitesh Mali 
For months now, millions of farmers across India have been asking the same question: “When will my next ₹2,000 under the PM Kisan Yojana arrive?” From Diwali to Chhath, the wait stretched longer than expected. But now, all signs suggest that the 21st installment of the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme could finally be landing in accounts this … Read more
For millions of households and small businesses across India, LPG cylinders aren’t just about cooking — they’re about daily survival. Every price hike stings, and every cut brings a sigh of relief. Starting November 1, 2025, government oil companies have announced a reduction in commercial LPG cylinder prices, offering some breathing space to restaurants, hotels, and families … Read more
Every time news about a new Pay Commission breaks, government employees across India start calculating their possible salary hikes. And now, with the 8th Pay Commission 2025 making headlines, another group is quietly asking — “Will bank employees also see their pay rise this time?” It’s a fair question. After all, lakhs of people work in public sector … Read more
If you’ve been working with the same company for a few years, you’ve probably heard colleagues talk about gratuity — that lump sum amount you get when you leave or retire. But here’s the thing: most people don’t really know how it’s calculated or how much they’re entitled to. Let’s break it down simply. If your basic salary … Read more
If you’re a salaried employee, here’s something that could genuinely affect your take-home pay and retirement savings. The Employees’ Provident Fund Organisation (EPFO) is gearing up for a major change after 11 years — one that could reshape how millions of Indians plan their finances. Reports suggest the EPFO is considering raising the minimum salary threshold for EPF and EPS … Read more
Remember those long queues at Aadhaar Seva Kendras just to change your address or correct your name? That’s history now. The UIDAI (Unique Identification Authority of India) has made life simpler for millions of Aadhaar holders. You can now update your Aadhaar card details online from the comfort of your home — no more waiting, no more running around. … Read more
If you’ve got a savings or current account, this update directly affects you. Starting November 1, 2025, the government has rolled out a brand-new system that changes how you can nominate people for your bank accounts. Here’s the big news — you can now add up to four nominees to your account. Even better, you can decide exactly how … Read more
If you’re an SBI Credit Card user, here’s something you’ll want to pay attention to — starting November 1, 2025, SBI Card is rolling out new rules that could quietly make your everyday transactions a bit more expensive. From wallet recharges to school fee payments, a new 1% transaction fee will kick in on certain … Read more
The truth is, seeing Singapore top the charts as Asia’s priciest city in 2025 wasn’t a huge shock. You feel the pinch almost instantly—whether it’s wincing at an $8.50 strawberry matcha latte, grappling with the insane cost of a Car Ownership Entitlement (COE), or just trying to secure an affordable rental. But seriously, what does … Read more
Honestly, we all know about the Baby Bonus, but here’s the financial secret far too few parents truly grasp: the sheer power of the Child Development Account (CDA) when it’s used strategically. Think of it not just as a basic baby fund; it’s a seriously powerful, government-backed co-savings plan that can quietly become the foundation … Read more